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Mortgage Rates Today Houston: Unlock the Secrets to the Best Rates is your go-to guide for securing Houston, Texas's most competitive mortgage rates. Specifically, let's focus on how to get the best mortgage rates today in Houston. We have compiled…
How much home can I afford based on my salary? It's one of the most important questions when shopping for a new home. Let's explore a few essential factors determining "How Much Home Can I Afford Based on My Salary,"…
Seller Concessions Pros and Cons Seller concessions can make a home purchase more affordable for buyers, but can also impact the seller's profit and appraised value. Let's explore the pros and cons of seller concessions, negotiating for benefits, limits by…
First Time Home Buyer in Texas is someone purchasing a home for the first time or someone who hasn't owned a home for at least three years. With so many different loan programs, down payment options, and confusing phrases like…
Owning a home is often seen as a significant financial milestone. However, saving for a down payment can be daunting for many prospective homeowners. Generating a large sum of money to make a down payment can feel insurmountable. As a…
APR and Mortgages: APR stands for Annual Percentage Rate, and it represents the cost of a mortgage over the life of the loan, including the interest rate and other associated fees or charges. APR is a standardized way of expressing the cost…
What is the VA Mortgage Funding Fee? (Updated 3/13/2023: new lower funding fees, site updated) The VA Mortgage funding fee is a one-time fee paid to the Department of Veterans Affairs by eligible veterans using their VA Home Loan benefit. The fee…
November is a great time to recognize the contributions of Veterans. But did you know that there are benefits when it comes to homeownership that are available for Veterans year-round? Here are a few that are worth a special salute.…
If you are a military service member, Veteran, or their family, you may be eligible to use the VA loan to purchase your next house. While you do need to satisfy a few requirements, using the VA loan is a…
Veterans buying a home often use a special loan, backed by the Department of Veteran’s Affairs to purchase a personal residence with no (or low) downpayment. But many may not know that once you use that loan, you can refinance…
